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ECONOMY-FINANCE

This is where you can invest a R1000 wisely

Investing money can be tricky and risky. But having money invested in stocks or bonds is a great way to make passive income. There are no short cuts to making money, if something sounds too good to be true it probably is. The following ways to invest is all about patience, these are not quick get rich schemes. 1.       RSA Retail savings bonds You can buy government bonds at the department of treasury at amounts between R1000 and R5 million You can buy fixed rate retail savings bonds, “earn a market-related

  1 year ago ago
This is where you can invest a R1000 wisely

ECONOMY-FINANCE

See, these simple requirements for you to qualify for a low cost housing subsidy

The National Housing Finance Corporation (NHFC) is there to assist the 'missing middle' group of people and these are the people who earn between R3,500 and R22,000. The missing middle are people who don't qualify for a bond because they earn below the minimal bank requirements to quality for a bond. At the same time, they don't qualify for an RDP house because they earn more to qualify for an RDP house. If you earn between R1500 and R15 000, you qualify for NFHC subsidy. But you need to apply for a bond with

  1 year ago ago
See, these simple requirements for you to qualify for a low cost housing subsidy

SPORTS

Revealed : checkout the home snaps of retired "Teko Modise's" home, the snaps will melt your heart

Retired football player Teko Modise made headlines about being booted from his multi-million rand Johannesburg home by SB Guarantee Company, after it was alleged that he defaulting on his bond repayments. Modise, who Sunday World reported his credit profile to be negatively affected when he lost his houses and cars due to non-payment about five years ago, entered into an agreement with the guarantor back in 2015 to secure a home loan for him. According to court documents filed by the guarantor's lawyers, Shepstone

  1 year ago ago
Revealed : checkout the home snaps of retired

BUSINESS

See Which Country Has The Highest Debt In The World

The gorvenment world debt have accumulated $69 trillion and the US occupied almost third of the amount. Debt to the GDP is the ratio between a country's government debt and its gross domestic product. When a country has a low debt to the GDP ratio this indicate an economy that produces and sells sufficient to pay back debts without incurring further debt. The US has the largest external debt in the world. As of June 2020 the total US treasuries bonds held by the foreign countries was $7,04 trillion. China is

  1 year ago ago
See Which Country Has The Highest Debt In The World

ENTERTAINMENT

Tebello And Yv Have An Amazing Bond Outside Work [See Their Bond]

It's rare that people who work together can have a bond outside work as well. Tebello and Yvonne have a very special connection on Scandal which has made people wonder if the connection is only for work or even after they stop shooting they have a connection. Scandal. The two melted so many hearts when Yv had to take Tebello in when her mother passed away. People were worried that Yv will not be able to look after a child because the only person she cares about is herself. Tebello is a young, respectful,

  1 year ago ago
Tebello And Yv Have An Amazing Bond Outside Work [See Their Bond]

ECONOMY-FINANCE

OPEN Letter TO THE THEN Former Finance Minister PRAVIN GORDHAN P2

Source: https://m.facebook.com/save/story/basic Subject: Urgent Attention of Minister Pravin Gordhan. Claim on Rsa 150 & 153 bearer bond, illegally issued by Chris Stals 1985-1989 during his term as Treasury DG, while being Sarb Deputy Governor (Ref Ciex Report) Dear DG Lungisa Fuzile Re Bearer bonds Rsa 150 & 153 (long term) which were issued in USD Denomination by then Sarb Deputy Governor Chris Stals ,during period where he at the same period he also held the position of Treasury Director General 1985-89.

  1 year ago ago
OPEN Letter TO THE THEN Former Finance Minister PRAVIN GORDHAN P2

BUSINESS

Start Creating a Passive Income From a Small Budget.

Creating a passive income on the internet is a dream for most people, but it can become a reality for anyone who has a computer and internet connection. Some important questions you should consider to help you decide on your best approach are:  1 - Do you have a product or service you wish to sell? This can be a product you have created whether physical or intellectual. 2 - Do you already have some sort of presence on the internet, a website, blog or social media accounts? 3 - Do you have a budget? 4 - What

  1 year ago ago
Start Creating a Passive Income From a Small Budget.

ECONOMY-FINANCE

How To Master Money So It Doesn’t Master You

How To Master Money So It Doesn’t Master You Interest is relentless, whether it is working for you or against you. You can make sure that the principles of compound interest are working for you. For instance, if you invest $1,000 each month, earning only 5% interest, you will accumulate a value of more than $830,000. On the other hand, if you borrow money at 5% and make monthly payments for 30 years, as with a mortgage, you can only borrow $186,000.  Most of us will be required to borrow money in order to

  1 year ago ago
How To Master Money So It Doesn’t Master You

ECONOMY-FINANCE

Most Useful Tips of Investing For The True Novice

Most Useful Tips of Investing For The True Novice If you are like many people in America, the very idea of investing is scary because it all sounds to complicated. Good news: you can do it. Everything you really need to know is in this short article. Money in savings accounts and certificates of deposit does not generate enough return to provide income in retirement or enough growth over time to help prepare much for retirement. Making other investments could be a wise choice.  Just a few key words will help

  1 year ago ago
Most Useful Tips of Investing For The True Novice

ECONOMY-FINANCE

Our ageing parents need us | opinion

image credit : Facebook Our ageing parents are also our responsibility. A responsibility that must be fulfilled with complete love and affection. Our bond with our parents is one of the most beautiful bonds. The bond which starts when are just a speck and grows more with time. As we ourselves grow, we begin to understand them even more. We start to realise their value in our lives and feel that we never want to let go of them. When our parents grow old, they become like a little child needing more attention,

  1 year ago ago
Our ageing parents need us | opinion

ECONOMY-FINANCE

How to Get the Most Out of Your 401K Plan

How to Get the Most Out of Your 401K Plan For most people retiring in the future, a 401k Plan will be the financial key to retirement. Here are some tips to help you ensure that you’re getting the most out of your plan.  Never miss the match. If you are not contributing enough to get the employer match in your 401k today, stop reading now and call your HR department to start contributing at least the minimum required for the full company match today. Never pass up free money. Contribute more than you’d

  1 year ago ago
How to Get the Most Out of Your 401K Plan

BUSINESS

These alternatives can give you better returns than bank fixed deposits

Private sector lender HDFC Bank has joined other big banks in reducing the interest rates on fixed deposits (FDs). Now, its FD rates are similar to that of the State Bank of India (SBI). FDs from major banks are now fetching investors rates below 6%. But there are a few options where depositors can still make up to 1-1.5% higher returns. “Investors must keep in mind that they should diversify their FDs just like any other investments," said Suresh Sadagopan, Founder, Ladder7 Financial Advisories. Investors

  1 year ago ago
These alternatives can give you better returns than bank fixed deposits

ECONOMY-FINANCE

What Percentage Of Your Income Should Your Monthly Rent/Bond Repayment Be?

Many times we see that a lot of people cannot achieve financial freedom as they spend more than they should on a home loan or in rent repayments. There is a threshold or percentage cap that every household needs to be conscious of when it comes to this regard as many are working day, night, and a lifetime only to realize that they have worked in iniquity to achieve vanity. So what is this cap? According to experts, the maximum cap on monthly rental or bond repayment is 30 percent. What this means in other words

  1 year ago ago
What Percentage Of Your Income Should Your Monthly Rent/Bond Repayment Be?

ECONOMY-FINANCE

What Is Asset Allocation And How Do I Do It?

What Is Asset Allocation And How Do I Do It?  Asset allocation is the practice of strategically balancing a portfolio among several asset classes. There are three classes of assets that typical families should include in their investments: stocks or equities, bonds and cash. When you finish reading this short article, you’ll know all you need to know to properly balance your portfolio.  First, some definitions: Equities: This is a Wall Street word for stocks, referring to their name in the financial statements.

  1 year ago ago
What Is Asset Allocation And How Do I Do It?

ECONOMY-FINANCE

How To Invest R15 Million For Retirement

How To Invest R15 Million For Retirement If you save 10% of your income from every job you ever have and work for forty or more years, you may find that your IRA holds ten to fifteen times your income. Depending on your income, that could easily put your savings at over R15 million. If you are young now let this be motivation. Consistent investing will leave you with over R1% million in your retirement account. Now, let’s talk about what to do with it: Allocation: The first key principle to observe is the

  1 year ago ago
How To Invest R15 Million For Retirement

ECONOMY-FINANCE

Municipal Bonds Are Risk Free, Right? Wrong!

Municipal Bonds Are Risk Free, Right? Wrong! Notwithstanding the risks of municipal bonds, they offer some significant advantages. Interest on all municipal bonds issued is not subject to tax at the federal level. Municipal bonds issued within the state where you pay taxes are also tax free in your state. Some states also choose not to tax bonds from other states (in hopes of receiving the same treatment from other states).  Here are some specific tips to help you make wise municipal bond investments.  Mutual

  1 year ago ago
Municipal Bonds Are Risk Free, Right? Wrong!

BUSINESS

Creating a Passive Income With a Larger Budget.

Creating a Passive Income With a Larger Budget.  When investing in any money making enterprise, always remember that everything is relative; the amount you can expect to earn is relative to the risk involved . A low risk usually means there is a low interest rate and a high interest rate often means there is a greatly increased risk of not only earning, but of also losing your investment. The best way to determine if something can be a worthwhile passive income stream is by comparing the likely return with

  1 year ago ago
Creating a Passive Income With a Larger Budget.

ECONOMY-FINANCE

Latest: Debt markets open again for sub-Saharan Africa, Fitch Ratings...

It has now been confirmed that debt markets for sub-Saharan Africa will be opened again, Ivory Coast, Ghana and Kenya may all tap international debt markets in 2021 and this was reported by Fitch ratings. The investment in the region have improved after the recent issue of R18.34 billion or $1.2 billion, even though weaker nations in the same region still will face a high funding costs than ever before the Covid-19 pandemic came into existence, that could discourage their markets return as reported by Fitch

  1 year ago ago
Latest: Debt markets open again for sub-Saharan Africa, Fitch Ratings...

BUSINESS

Bond yields rise over 6%. What it means for your debt mutual funds?

The 10-year benchmark bond yields have risen to around 6.2%, the levels last seen earlier in May this year. Consequently, the long term debt mutual funds have seen a fall in their net asset values or NAVs. Most impacted categories were long duration debt funds, gilt funds and medium to long duration funds which have fallen by 2.40%, 1.91% and 1.48% respectively in the last one month when the yields have risen by around 40 bps. 1 bps is 1/100th of a percentage. The upward movement in government securities yield

  1 year ago ago
Bond yields rise over 6%. What it means for your debt mutual funds?